Dental Insurance

A Preferred Provider Organization dental plan combines great rates with flexibility. One of the primary benefits of a PPO Dental Plan is the flexibility it offers. Like a HMO plan, a Preferred Provider Organization (PPO) has a network of dental providers. However, a PPO plan offers more options. PPO networks tend to be broader, providing more options to find a dentist that fits your needs. Dentists in a PPO network contract with the PPO for set prices for services. Often preventative services such as cleanings are 100% covered. You will be responsible for co-insurance costs and deductibles. Some PPO plans allow for out-of-network visits. However, the co-insurance and deductible amounts for these visits are generally significantly higher than visiting an in-network provider. To learn more about PPO dental plans, contact us today.

A prepaid dental plan is similar to a HMO plan. You pay a regular premium and you have full coverage. At A&B Insurance and Financial, we can help you find a prepaid dental plan to suit your needs. Contact us today to learn more.